Approve theunapprovable.Settle anywhere.
MidHq is a high-risk focused processor with our own banks and access to 135 banks in 29 countries, including Mexico, Bulgaria and Amsterdam. Together with FinBPM, we tag-team cross-border payments from the US outward.
135
partner banks
29
countries
US ⇄ EU ⇄ LATAM
settlement lanes
Our own banks at home. A continental bench abroad.
135
Acquiring and settlement banks reachable through the MidHq + FinBPM network.
29
Countries where we can place and settle your volume.
High-risk first
Underwriting built around the verticals traditional processors turn away — with our own banks behind the decision.
Key corridors
- USMidHq desk
- MXMexico
- BGBulgaria
- NLAmsterdam
Tag-team model
One merchant. Two desks.
MidHq boards US-side processing; FinBPM handles international Merchant of Record, tax and risk. Referrals flow both ways.
International partner
Milen Marinov
FinBPM · finbpm.tech
Two desks, one corridor. Cross-border, handled.
FinBPM runs checkout, tax, risk and settlement internationally as Merchant of Record. MidHq is the US side: high-risk ISO processing backed by our own banks. Merchants enter through either door and get both.
MidHq
ISO merchant banking
- —High-risk underwriting
- —Own sponsor banks
- —POS, gateway & ACH
- —US merchant boarding
FinBPM
Merchant of Record
- —Global checkout
- —Tax & invoicing
- —Fraud, refunds & chargebacks
- —Settlement-grade reporting
The merchant stack.
01 / 05Apply
Tell us about your business, volume and the jurisdictions you sell into.
Underwrite & place
We review the file and place you with the right bank — US or across the FinBPM network.
Go live
Hardware ships, gateway keys issue, and cross-border lanes open.
